Help consolidating student loans
All of the banks and lenders below allow borrowers to refinance student loans, as well as consolidate them during the process.
(Note: When mentioning student loan refinancing throughout this guide, it is implied that consolidation can be a part of the same process.) Both private and federal student loans can be refinanced with a private lender.
Here are Lend EDU’s picks for the 8 best student loan refinancing and consolidation companies: Offered terms are subject to change.
Our detailed reviews of the best student loan refinance companies can help you better compare your options to ensure you find the lowest rate, friendly repayment terms, and more.
The best lenders listed below are determined by our Editorial Ratings which analyze over 20 data points from 18 refinancing companies.
The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.
The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower or their co-signer (if applicable) has a qualifying account in existence with us at the time the borrower and their co-signer (if applicable) have submitted a completed application authorizing us to review their credit request for the loan.